PUBLIC FINANCIAL SAFETY TOOL
Advanced Fraud Message Analyzer
Check suspicious messages, emails, calls and payment requests against known fraud patterns. Review the warning signs and follow practical verification steps before taking action.
Threat assessment console
Inspect a suspicious communication, identify behavioural signals and decide what to verify next.
Start a new assessment
Provide the communication context first. More context can improve interpretation, but never share passwords, OTPs or full financial credentials.
Analysis results
Risk assessment
Score breakdown by category
What to do
Warning signs found
Sender
Links and files
How we reached this result
Platform and sender
Message content
How to verify
Risk summary
Similar scams
This tool scores messages against known fraud patterns. It is an aid, not a guarantee: a low score does not prove a message is safe, and a high score is not proof of fraud. When money or personal details are involved, always confirm through an official channel.
Assessment methodology & limitationsREAD THE MODEL
The analyzer checks text and available sender or technical clues against the patterns and rules embedded in this template.
The score is a heuristic indicator. It is not a statistical probability, identity verification, forensic finding or legal conclusion.
New scams, regional language variations, altered URLs and legitimate unusual messages may not be recognised correctly.
Verify independently using the official app, website or phone number you already trust. Never rely on the message's own contact details.
Common fraud patterns
No patterns match your search.
How to verify a message
Use a different channel
If a message seems to come from someone you know:
- Call them on the number you already have saved
- Ask a question only they could answer
- Message them on another app
- Meet in person if you can
Check the official source
If it claims to be from an organisation:
- Type the official website address yourself
- Use the phone number on your card, passbook or statement
- Visit a branch or office if needed
- Never use contact details given in the message
Research before acting
Before replying to an unexpected offer or request:
- Search the exact wording online
- Look for reviews and registration details of the company
- Check the regulator’s list for investment and lending offers
- Talk to someone you trust
Keep evidence
If you suspect fraud:
- Take screenshots of the whole conversation
- Save phone numbers, emails and links
- Note dates, times and transaction IDs
- Write down what was asked or offered
Report it
Once you have checked:
- Report the sender on the app where it happened
- File a complaint with the cybercrime portal
- Tell your bank if money or cards are involved
- Warn family and friends